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Franklin, T., Ozercan, S., Shelor, R. & Liu, C. (2011). Learning Financial Literacy in a Three-Dimensional Virtual Environment. In M. Koehler & P. Mishra (Eds.), Proceedings of SITE 2011--Society for Information Technology & Teacher Education International Conference (pp. 2112-2120). Nashville, Tennessee, USA: Association for the Advancement of Computing in Education (AACE).